What Is a German Blocked Account (Sperrkonto)?
Planning to study in Germany? A blocked account is one of the most common ways to prove you can cover your living costs. Here is how it works.
4 min read · 18 Aug 2026 · Resolvers Enterprises
When you apply for a German student visa, you need to show that you have enough money to cover your living expenses in Germany. A blocked account (Sperrkonto) is one of the most commonly used ways to do this.
How a blocked account works
You deposit the required amount into a special account before your visa application. After you arrive in Germany, you can withdraw only a fixed monthly amount. This assures the authorities that your living costs are covered throughout the year.
How much do you need?
The required amount is set by the German authorities and changes from time to time. Always check the current official requirement when you prepare your application — we confirm the up-to-date figure as part of your documentation checklist.
Other costs to plan for
- Tuition: many public universities charge no or low tuition fees, but semester contributions apply. Private universities charge tuition.
- Health insurance for the duration of your studies.
- Accommodation, which varies considerably between cities.
Can you work while studying?
International students may be permitted to work alongside their studies, subject to applicable rules. Part-time income should not be relied on to meet the financial proof requirement.
